Investing: The Magic Of Compounding Interest
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Investing: The Magic Of Compounding Interest

In this post, I’m going to show you how to make your money work for you through the magic of compound interest. It’s been useful and necessary to prepare the way by learning how to pay off your debts and live with a budget, but now I get into the exciting stuff! Learning about compound interest is what convinced me that I could become...

Posted by August 30, 2019August 30, 2019
How To Be Financially Independent
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How To Be Financially Independent

Over the coming months I’ll introduce various topics about how to grow your savings and become Financially Independent. We’ll discuss “how-to” topics as well as the rationale behind the things I suggest. But, after reading The Magic of Compound Interest, you should be anxious to start saving for your Financial Independence. I don’t blame you! After...

Posted by August 30, 2019August 30, 2019
Financial Risk: The Major Kinds That Companies Face
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Financial Risk: The Major Kinds That Companies Face

Financial risk sounds like something you’d want to avoid. But, when it comes to investing, risk is necessary to grow your savings for Financial Independence. It’s impossible to avoid risk altogether. The risk most people associate with investing is the risk of losing some or all their money. Try as hard as you might you won’t...

Posted by August 30, 2019August 30, 2019
Employment Law Expert ELAS Calls For End To Improper Use Of Zero-Hours
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Employment Law Expert ELAS Calls For End To Improper Use Of Zero-Hours

Peter Mooney, Head of consultancy at ELAS gives his thoughts about the increasing number of businesses that are employing zero-hours contracts incorrectly and what the future holds for them.The prolonged and improper use of zero-hours contracts by small businesses will erode employee confidence and foster feelings of inadequacy and mistrust, all of which could irreparably damage the...

Posted by July 30, 2019July 30, 2019
How A CVA Can Save Your Business And Save Jobs
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How A CVA Can Save Your Business And Save Jobs

As we are all too aware, we are still in a recession here in the UK.  Companies up and down the country are fighting to stay afloat. Often, when faced with a company closure, it is human nature to keep on going and try to fight it out. It must be remembered however that as...

Posted by July 30, 2019July 30, 2019
Can Renovators Benefit From Seller Finance
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Can Renovators Benefit From Seller Finance

Many builders and renovators I know are self-employed. However, it’s not a secret that self-employed people have a more difficult time qualifying for home loans because they don’t have a “stable” income stream. I’m writing this, because banks have a more rigid description of what a stable income stream is, and, in their dictionary, it...

Posted by July 30, 2019July 30, 2019
How Have Our Finances Changed
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How Have Our Finances Changed

The world has changed a lot since we were young. Technology has made it so much easier to do just about anything. Keeping in contact, being social, finding Information and organising our finances are just a few of the things we can do from the comfort of our own home. It seems so easy that...

Posted by July 30, 2019July 30, 2019
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Outsource Your Payroll – Reasons Why?

By outsourcing payroll, the quality of the work will never change. For example, if you’re using an in house department as well as the associate trained to do payroll goes on vacation, your work effectively given to an alternative less qualified employee. Which possibly bring about disaster. However, since payroll outsourcing companies specialize only in...

Posted by May 1, 2017November 21, 2017
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Understanding Life Insurance Basics

Understanding Life Insurance Basics When you start your search for affordable life insurance rates it is important that you have an understanding of life insurance basics in order to purchase the policy that is right for you. The ultimate goal of a life insurance policy is to leave money behind to take care of your...

Posted by February 10, 2017January 19, 2017
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The End of Interest-Only Mortgages in the UK

An interesting phenomenon has occurred that most likely should have been foreseen, but wasn’t. The interest-only mortgage, once a very popular borrowing avenue, is rapidly becoming a seismic crack in the fragile British economy. What Is An Interest-Only Mortgage? An interest-only mortgage is one in which the terms of the loan only require the borrower...

Posted by February 8, 2017January 19, 2017
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Student budgeting tips

As a student there’s a lot of financial pressure on you, whether its books and resources, tuition fees, rent or just paying for a pint there’s a lot of costs to being a student and these can mount up pretty quickly. Forget student loans and part time jobs here’s a breakdown of some easy ways...

Posted by February 6, 2017January 19, 2017
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Small sum property investment opportunities

Property investments can offer some of the most lucrative returns available and there’s many a time I’ve been seriously tempted to invest funds in property projects but the obstacles in making these kinds of investments can be overwhelming, not least of which is the initial amount of funds required to buy a property. Whether you’re looking at...

Posted by February 4, 2017January 19, 2017
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